NordProtect Online Identity Service Covers Up to $10K in Scam Losses, Now Going for Peanuts

The last shopping rush before Christmas is a great time for cybercriminals because there are so many online transactions, quick purchases and distracted shoppers. NordProtect’s decision to drop the price of its identity protection service to a record low of $4.49 per month, down from the usual rate of $14.99, is especially important at this time of year when prices are usually lower.
This isn’t just a sale on electronics or entertainment subscriptions that people don’t care about: identity theft protection faces a basic security problem that worsens around the holidays, when fake transactions more easily merge with real spending habits and stolen credentials are more actively traded on criminal networks.
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The magnitude of the problem
Think about how bad identity theft is in the United States right now. According to the Federal Trade Commission, consumers lost $12.5 billion to fraud last year alone. This is an increase of 25% compared to the previous year. In 2024, the agency handled more than 1.1 million identity theft complaints. This means that a new victim reported every 22 seconds throughout the year.
Identity theft by the numbers
- Every 22 seconds: A new case of identity theft is emerging in the United States
- 1.1 million: Identity theft complaints filed with the FTC in 2024
- $12.5 billion: Total consumer losses due to fraud in the past year
- 44%: Percentage of identity theft cases involving credit card fraud
These risks are even greater during the holidays: more people shopping online means more opportunities for data theft, and when many legitimate transactions are taking place, it’s harder to spot fake charges right away. Phishing attempts that resemble shipping notifications or seasonal sales alerts are on the rise, and retailers and payment processors are at greater risk of breaches as their infrastructure is strained and they need to hire temporary workers.
How protection really works
Instead of manually checking identity every now and then, NordProtect uses continuous automated surveillance. That’s possible read Gizmodo’s review here for more information. NordProtect checks credit reports from all three major bureaussearches for personal information on dark web marketplaces and monitors linked financial accounts for strange activity.
The part that the dark web monitors is especially important: there are parts of the Internet (dark web) where stolen social security numbers, credit card numbers and entire identity packages are traded. When your data appears in these places, it usually means that there has been a security breach in one of the services you use. Early detection is important because it gives you time to lock down accounts before criminals can use the information.
TransUnion’s credit monitoring service You may encounter things like new loan applications, account openings, or changes to your credit limit that you didn’t authorize. The system flags these events immediately instead of waiting for monthly credit report reviews. When you keep an eye on your bank account, you may notice strange withdrawal patterns, suspicious transfer requests, or unsafe debit card use.
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The value proposition goes beyond just warnings: NordProtect gives you specific instructions on what to do if a problem is found. If your email is part of a data breach, you will be told which accounts need new passwords, which security questions need to be changed, and whether or not to enable two-factor authentication. The service explains how to dispute charges that aren’t real and how to freeze your credit if they are.
Financial protection that goes beyond monitoring
Most people don’t realize how much it costs to recover from identity theft until they experience it directly. For example, hiring an attorney to fight fraudulent bills can cost hundreds of dollars per hour. If you have to take time off work to deal with banks, creditors and credit bureaus, you will lose money. And the costs of traveling to meet in person with law enforcement or financial institutions are mounting.
NordProtect covers up to $1 million in identity theft recovery costsincluding legal fees, lost wages, and documented costs associated with restoring your identity and credit score.
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Additional components of the insurance cover certain types of threats that are not normally covered by identity theft: Cyber extortion coverage pays up to $50,000 for cases of blackmail or ransom. Online fraud protection pays up to $10,000 for money stolen directly from bank accounts or credit cards through digital scams. These coverage amounts show how much damage advanced attacks can do.
Access to dedicated case management can be more valuable than money: when someone steals your identity, NordProtect will send a US-based expert to handle the entire recovery process. This case manager talks to credit bureaus, files reports with banks and police, monitors dispute deadlines, and monitors the case until it is resolved.
The costs of prevention
NordProtect currently charges $4.49 per month, which is 71% less than the regular price and is the lowest price the service has ever been offered at. This makes complete identity protection cheaper than most streaming subscriptions or a single visit to a coffee shop. The service comes with a 30 day money back guarantee So you don’t have to worry about losing money if it doesn’t meet your security needs.
View these costs in addition to any repair costs. The Identity Theft Information Center says that people whose identities have been stolen spend an average of 200 hours trying to resolve the problem. Even at a low hourly wage, this means thousands of dollars in lost productivity. When you add up the costs of hiring a lawyer, purchasing credit monitoring services after the fact, and the potential losses from bogus transactions, prevention is much cheaper than reacting.
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